Summary: It’s happened to all of us. Your laptop stops turning on just three weeks after its original warranty ends. Click through to see if your credit card’s extended warranty protection can help. A credit card’s warranty protection extends the warranty on products that you purchase using that specific credit card. Not all credit cards […]
Summary: No homeowner enjoys paying for private mortgage insurance (PMI), which protects your lender in case you default. But how much can you save by coming up with a down payment that is large enough to eliminate PMI from your loan? Click through for the details. Your lender is taking a risk by loaning you […]
Summary: If you worry that inflation will diminish your retirement savings, or that you’ll outlive them, you might want to invest in annuities. Annuities are not subject to IRS contribution limits, are less volatile than market investments and offer a pension-like cash flow. Click through to learn more. An annuity is a contract between you […]
Do You Know Your Debt-to-Income Ratio?Summary: Lenders look favorably on borrowers who are most likely to make their mortgage payments on time each month—so they look at your debt relative to your income. Click through to learn more about how this ratio could improve your odds of qualifying for a mortgage loan. Applying for a mortgage? […]
Summary: The CAPE ratio, developed by economist Robert Shiller, has a remarkable track record. It provides a rough-and-ready starting point for warning when markets are becoming either over- or underpriced. Click through to learn exactly how this little-known ratio can help you.Like a traffic light, the CAPE metric flashes clear red and green signals. When […]
Summary: The fear of missing out can affect many aspects of our lives. Is something happening that we’re not a part of? The idea of this is enough to send some people into panic mode. Click through for some thoughts on how FOMO can affect money-related decisions and what you can do about it. The […]